Most Singaporeans are either under-protected, under-invested, or both — without even knowing it. Find out where you really stand in just 3 minutes.
Whether you're just starting out or already building wealth, the financial landscape in Singapore is complex. Without the right guidance, it's easy to make costly mistakes that take years to undo.
From Investment-Linked Plans (ILPs) to managed portfolios, we help your money grow in line with your goals — with zero trading stress on your end.
Critical illness, hospitalisation, and life coverage structured to protect you and your family at every stage of life — not just ticked boxes.
CPF optimisation, passive income streams, and estate planning — so you can retire on your own terms, with clarity and confidence.
We're Zhi Ann and Regina — siblings and financial consultants who believe that good financial advice should feel like a conversation with someone who genuinely cares about your future. We specialise in helping Singaporeans and Malaysian professionals build wealth and stay protected, through investments and insurance that actually fit their lives.
"Zhi Ann helped me realise my hospitalisation plan had a major gap. Getting it sorted before anything happened gave me enormous peace of mind."
"Regina walked me through an ILP that actually fits my risk appetite. I finally feel like my savings are doing something useful for my future."
"As a Malaysian working in Singapore, I wasn't sure where to start. They made the whole process simple and I now have a plan that covers both sides."
Answer 14 short questions across investments and protection. Get a personalised score and clear next steps — instantly, for free.
Whether you've just completed the assessment or you'd simply like a no-obligation chat, we'd love to hear from you. Reach out through any of the channels below.
Zhi Ann and Regina are Financial Services Consultants representing Legacy FA Pte Ltd, a licensed financial advisory firm under the Monetary Authority of Singapore (MAS). Approval Code: XXXX